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Age (years)
Gender
Resting Heart Rate (BPM)
💡 For best accuracy, measure it in the morning before getting out of bed.
Fitness Level
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📚 How This Heart Rate Calculator Works

❤️ Maximum Heart Rate (MHR)

We estimate your maximum heart rate using the Tanaka formula (208 − 0.7 × age). Research shows this works better across most ages than the old “220 − age” rule, especially for people in the USA, UK and Europe who train regularly.

📈 Heart Rate Reserve & Karvonen Formula

Your Heart Rate Reserve (HRR) is the difference between your max heart rate and resting heart rate. Using the Karvonen method we build personalised zones for fat-burning, easy cardio, tempo work and HIIT. This is the same approach used by most modern sports watches and coaching plans.

Want to see how your weight and body composition compare? Try our BMI Calculator, Body Fat Calculator and Daily Calorie Calculator for a complete health picture.

Heart Rate Zones Explained: Practical 2025 Guide for Runners & Gym Users

Training by heart rate is one of the easiest ways to make your workouts more effective. Instead of guessing whether your run, ride or gym session in the US, UK or anywhere else is “hard enough”, you can use clear numbers. Our Heart Rate Calculator shows you exactly which zone you are in and what benefit you are getting.

What Each Heart Rate Zone Means

Your personalised zones are based on your maximum heart rate, resting heart rate and fitness level. Here is a quick overview:

If your main goal is fat loss, combine regular Zone 2 sessions with a calorie deficit. Our BMR Calculator and Budget Calculator can help you plan both your calories and your monthly gym costs in one place.

Sample Weekly Plan Using Your Heart Rate Zones

Here is a simple example for a busy person training 4–5 days a week in the US or UK:

You can combine this with strength training and track your progress by repeating a similar workout at the same heart rate and watching your pace get faster over time.

When to Talk to a Doctor

Heart rate training is safe for most healthy adults. If you have a known heart condition, are on cardiac medication, or notice chest pain, dizziness or unusual shortness of breath, speak with your doctor before pushing into the higher zones. The calculator is a helpful training tool but it does not replace personalised medical advice.

Ready to fine-tune your training? Start with this Heart Rate Calculator, then check your Age Calculator and Percentage Calculator to quickly convert training percentages, discount offers on fitness gadgets, and more.

Heart Rate Calculator – Frequently Asked Questions

1. How does this Heart Rate Calculator work?

The calculator combines your age, gender, resting heart rate and fitness level to estimate maximum heart rate, heart rate reserve and five personalised training zones using the Karvonen formula.

2. Is the Tanaka formula more accurate than “220 − age”?

For most adults in the US, UK and Europe, the Tanaka formula (208 − 0.7 × age) tracks real-world test results better, especially if you are reasonably active.

3. Which heart rate zone is best for fat loss?

Zone 2 is ideal for long, easy sessions that burn a high percentage of calories from fat. However, mixing in some Zone 4–5 intervals can increase your total daily calorie burn.

4. Can I use this calculator for HIIT workouts?

Yes. Use the Zone 4 and Zone 5 ranges shown in your results as your “hard” intervals and recover in Zone 1–2 between efforts.

5. Do heat and humidity affect my target heart rate?

In hot or humid places like Florida, Texas or southern Europe, your heart rate can be 5–15 BPM higher at the same pace. Train more by effort and stay well hydrated.

6. Is it safe to train close to my maximum heart rate?

Short bursts near your max are normal in HIIT for healthy people. If you have heart disease, high blood pressure or are new to exercise, speak to a doctor first and stay in lower zones.

7. How often should I re-check my heart rate zones?

Every 8–12 weeks is enough for most people. As your fitness improves and your resting heart rate drops, your training zones will gradually shift.

8. Can teenagers or older adults use this Heart Rate Calculator?

The calculator works best for ages 15–70. Teens and people over 70 should use the numbers as a gentle guide and keep intensity comfortable unless cleared by a doctor.